Money Leak Score
A 0–100 score that sums up how much of your recurring spend is at risk, based on usage, importance, and payment method.
See exactly where you stand in under 10 seconds.
AI-Powered Forensics
Get Your AI Money Leak Report — ₹99
A personalized cancellation list, 30-day savings plan, and renewal calendar built from your actual subscriptions.
Launch offer: Get your complete report for ₹99. No bank connection needed. Built for Indian subscriptions, UPI AutoPay, and recurring bills.
Personalized reportNo bank connection neededBuilt for India
Sample preview
Money Leak Report
Leak Score62/100 Moderate
Monthly leak₹3,240
Yearly leak₹38,880
Top actionCancel unused gym
What you get
Eight diagnostics. One report. Zero guesswork.
Every report is built from the subscriptions and recurring payments you provide. Nothing is guessed. Nothing is generic.
Cancellation Priority List
Ranked list of subscriptions to cancel first, sorted by waste amount, usage gap, and payment risk.
Stop overthinking — follow the ranked order.
Review-Soon List
Items that are not urgent but need a decision before the next billing cycle, with suggested review dates.
Never get surprised by a renewal again.
30-Day Savings Plan
A week-by-week action plan with specific targets so you can start saving within 30 days without drastic cuts.
Small steps, locked-in savings.
Renewal Calendar
A calendar view of upcoming renewals so nothing silently charges your card or UPI mandate again.
Add reminders before the next bill hits.
Spending Leak Categories
Breakdown of where leaks cluster — OTT, food delivery, AI tools, fitness, shopping, and more.
Know your worst spending category instantly.
Action Checklist
A printable checklist of exact steps: what to cancel, what to downgrade, and what to set a reminder for.
Print it. Tick it. Done.
Essara Tracking Recommendations
Suggestions on which items to track in Essara for month-by-month monitoring and receipt scanning.
Turn the report into long-term habits.
Built for you
Who this report is built for
Subscription-heavy users
If you have 8+ active subscriptions across OTT, music, cloud, AI tools, and fitness, this report shows where overlap lives.
Young professionals
Early-career earners who want to clean up spending before EMIs or bigger commitments lock in.
Families with multiple plans
Households sharing Netflix, Prime, Hotstar, and delivery memberships — find duplicates and downgrade candidates.
Anyone who wants a clean reset
If your bank statement feels like a mystery every month, this is the fastest way to get clarity without a full budget.
Preview
What your report looks like
A clean, forensic document with audit markers, priority rankings, and a week-by-week savings plan.
Essara AI Report
Money Leak Report
Generated 27 Apr 2026 · ID: ES-ML-7842
Moderate Risk
3 Critical 2 Review
Monthly leak
₹3,240
Yearly leak
₹38,880
Potential 30-day save
₹1,500
62/100
UPI AutoPay exposedDuplicate OTTGym underused
Cancellation Priority
Immediate01
Unused gym membership
Rarely used · UPI AutoPay
Critical₹999/mo
02
OTT bundle duplicate
Overlap with family plan
Critical₹649/mo
03
Cloud storage upsell
Downgrade candidate
Review₹399/mo
30-Day Savings Plan
Week 1
Cancel 2 highest-risk subscriptionsSave ₹1,648
Week 2
Downgrade 1 plan and set renewal remindersSave ₹399
Week 3
Audit UPI AutoPay mandatesPrevent ₹600
Week 4
Review progress and lock in savingsLock ₹2,047
Prepared by Essara AI
CONFIDENTIAL
Compare
Free leak check vs. AI Report vs. Pro
| Feature | Free Leak Check | AI Money Leak Report | Essara Pro |
|---|---|---|---|
| Manual subscription list | |||
| Monthly/yearly cost | |||
| Money Leak Score | |||
| Cancellation priority list | Basic | ||
| 30-day savings plan | |||
| Renewal calendar | |||
| Action checklist | |||
| Long-term tracking |
Process
Four steps to a cleaner spend
List your recurring payments
Add subscriptions, UPI AutoPay mandates, app renewals, memberships, and any recurring charge you can remember.
AI generates the diagnosis
Essara analyzes usage, importance, billing cycle, and payment method to surface leaks and rank priorities.
Receive your report
Get a clean, readable report with your Money Leak Score, cancellation list, 30-day plan, and renewal calendar.
Start the 30-day plan
Follow the week-by-week checklist. Cancel, downgrade, or set reminders. Track progress in Essara if you choose.
Privacy first. Always.
Your data is not sold, shared, or used to train external models. The report is generated from the information you enter manually. No bank connection, no card read access, no UPI mandate linkage. If you choose to save data in Essara later, it is encrypted and stored under your control.
No bank connectionManual input onlyNo data resaleEncrypted storage optional
Limited launch pricing
Clean up your spending in 30 days
Get your AI Money Leak Report with cancellation priorities, a renewal calendar, and a week-by-week savings plan. One-time purchase. No subscription required.
This is not financial advice. Results depend on the accuracy of the data you provide.
FAQ
Questions about the report
What is an AI Money Leak Report?
It is a personalized PDF-style diagnosis of your recurring spending. You list your subscriptions, UPI AutoPay items, and recurring bills. Essara turns that into a ranked cancellation list, a 30-day savings plan, a renewal calendar, and an action checklist you can follow immediately.
Is this financial advice?
No. The report organizes your own spending data into clear priorities and suggestions. It does not recommend specific financial products, investments, or guarantee any return. Always consult a SEBI-registered advisor for investment decisions.
Do I need to connect my bank account?
No. You enter subscriptions and recurring payments manually. The report is generated from the data you provide. Nothing connects to your bank, UPI app, or card statements.
What do I get for ₹99?
A personalized report with your Money Leak Score, cancellation priority list, review-soon list, 30-day savings plan, renewal calendar, spending leak categories, action checklist, and Essara tracking recommendations.
How is this different from Essara Pro?
The AI Money Leak Report is a one-time diagnosis. Essara Pro is a monthly or yearly subscription that gives you continuous tracking, unlimited history, live market data, and AI insights month after month.
Can I get this free with Pro?
Essara Pro focuses on ongoing tracking and insights. The AI Money Leak Report is sold separately as a one-time purchase. If you are on Pro, you already have the tools to build similar insights yourself.
How long does it take to generate?
Once you submit your subscription list, the report is generated instantly. Most users finish the input form in under 4 minutes and receive their diagnosis within 10 seconds.
What if I miss a subscription in my list?
You can re-run the input form as many times as you want before purchase. After buying, you get one final report. If you discover a missed item later, run the free Subscription Leak Detector to catch it and add it to your next audit.
Related tools
Subscription Leak DetectorFree tool to find hidden recurring expenses.OTT Subscription Cost CalculatorCalculate monthly and yearly OTT costs.UPI AutoPay TrackerAudit UPI AutoPay mandates before they renew.Monthly Money Leak CalculatorEstimate how much leaks every month.Salary Burn Rate CalculatorSee how fast your salary disappears.Food Delivery Spending CalculatorCalculate hidden food delivery costs.Can I Afford This CalculatorCheck if a purchase fits your budget.
Essara helps you organize and review recurring expenses. It is not financial advice and does not cancel services on your behalf.