UPI AutoPay mandates
Add merchant, UPI app, amount, frequency, next debit date, and whether the service is still worth keeping.
India-first recurring payments
Subscription tracker for India
Track UPI AutoPay mandates, OTT renewals, app-store subscriptions, card standing instructions, and manual bills in one no-bank-login workspace.
What Essara does
No bank login
Manual review
Renewal reminders
UPI-aware labels
Essara is a tracker and reminder. It does not read your bank statement, log in to your account, or cancel mandates on your behalf.
OTT renewals
Track Netflix, Prime Video, Hotstar, Spotify, YouTube, cloud storage, and family plans before they renew.
App-store subscriptions
Keep Google Play and Apple subscription dates visible next to every other recurring payment.
Card and manual renewals
List credit-card standing instructions, annual software plans, insurance, utilities, and bill reminders.
How it works
- 1Add each recurring payment manually with service name, amount, billing cycle, and next renewal date.
- 2Label the payment source: UPI AutoPay, card, app store, wallet, bank app, or manual bill.
- 3Review monthly and yearly totals so small renewals become visible before they debit.
- 4Use reminders and notes to decide whether to keep, pause, or cancel from the official app or merchant.
Free tools to audit renewals
Start with a quick audit before adding subscriptions to your workspace.
FAQ
What is the best subscription tracker for India?
Essara is built for Indian recurring payments such as UPI AutoPay, OTT renewals, app-store subscriptions, cards, and manual bills. It is manual-first and does not ask for bank login.
Does Essara connect to my bank account?
No. Essara does not require bank login or account aggregation for subscription tracking. You add the recurring payment details yourself and use Essara for reminders, totals, and review.
Can Essara cancel UPI AutoPay mandates for me?
No. Essara tracks and reminds. To cancel a mandate, use the UPI app, bank app, NPCI flow, or merchant account where the mandate is managed.
Can I track OTT, app-store, and card renewals together?
Yes. Add each renewal with its amount, billing cycle, category, and payment source so UPI, card, Google Play, Apple, OTT, and manual renewals sit in one list.